AUTO INSURANCE SOLUTIONS

Auto insurance is a financial safety net that protects drivers against monetary losses associated with vehicle replacement or repairs in the event of an accident. Let us help you put the right plan together for your needs.

 

Driving is a privilege that comes with responsibility. These responsibilities include regular car maintenance, upkeep, and repairs. Another critical aspect of responsible car ownership is the purchase of auto insurance. Auto insurance is a financial safety net that protects drivers against monetary losses associated with vehicle replacement or repairs in the event of an accident. It also offsets the costs of:

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• Medical expenses associated with bodily injury

• Lost wages due to injury

• Survivor’s benefits when an accident results in death

• Lawsuits and legal fees incurred

• Repairing damage caused by vandalism or acts of nature (such as hail or floods)

 

Most drivers are aware of the need for personal auto insurance. However, many are not aware of their options when shopping for an auto policy. Auto policies are not “one-size-fits-all”. Rather, with the help of their insurance company, drivers assemble an insurance package they believe will best protect them, their families, their vehicles, and their assets. Insurance packages generally include different types of coverage, such as:

 

• Bodily Injury Liability

• Collision and Comprehensive coverage

• Emergency Roadside Service

• Gap Insurance

• Medical Payments coverage

• Property Damage Liability

• Uninsured/Underinsured Motorists Protection

 

Selecting an auto policy is a process. Responsible drivers will not hesitate to research their options, ask questions, and work with their insurance company to determine the policy that best suits their needs. Once they have purchased their policy, they will take the time to learn how their car insurance policy works and how it can work for them. In addition, there are steps car owners can take to save money on their policy:

 

• Purchase a theft device

• Choose a yearly policy

• Obtain a multiple car discount

• Investigate comprehensive storage

• Investigate group discounts

• Pay premiums via EFT

• Attend defensive driving courses

• Monitor your credit rating

• Combine auto and home or renter’s policies